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Shvoong Home>Books>Save the IT People from DEBTS Summary

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Save the IT People from DEBTS

Book Review by: Viram     

Original Author: Viram
Real Estate price hike is known open robbery from IT guys by brokers / whoever it is and it''s not only Flats / Real Estate,
IT guys undergo open robbery from all rich shop owners / a person who wanted to become rich as fast as possible...
The salary whatever we get, it''s our hard-earned money, most of the times sitting in the night, away from family functions, friends, etc...but all our money or most of the money are going to someone who just takes advantage of our stressful life (both mentally and physically) and our new western life style.
I do not find anything wrong in having a US / UK life style, but many open thieves (starting from Ministers to our local Restaurant owner) just swindling all our "legal money" and as we do not have any other choice becoming poor / debtor day by day.
Well most of the price hikes are just unbelievable and there is absolutely no justification The moment you say that you are from Software company, the price automatically increases.
We guys already pays big taxes from our salaries and goes on paying other taxes too (starting from Hotel Sangeetha "Vadai" to Scotch in a bar), it''s time to think and pledge ourselves that we stop spending just for one month...
Somehow directly or indirectly we are responsible for this unjust price hike and now, only we could prevent this open robberies, please add your comments or experiences and keep forwarding this email to all your known people, I am sure even if 25% of us realizes and acts accordingly, it could and would make lot of difference to us. Let''s try and prevent unjust price hike. Save the IT People from Debts
* Property market  in Year 2001 -2004 was quiet Ok , People were able to buy Flats in reasonable rates .
*Year 2005 -2006 , Some of the well known builders  started the rates boom , flat which was at the cost of   Rs.900 Sq Ft  now became 2200 to 2800
Q: Are there any additional facilities ?
 --> No  Same Scheme/Area , Flat sold at 10 Lacks Now selling at 25 Lacks .
  Q: Who is going to Benfit from this Property Boom ?
--> Only Builders and some of the Politicians  
  Q: How is the Bank''s support on Home Loans ?
--> Last Year , Bank gave the loan''s at flexible mimimum rate,Now Banks has sufficient number of customers ,
  (Trap) Slowly Banker''s increasing interst at % 0.5  every month .
  IT People Who bought house for 22 Lacks  for 20 Yrs , Now became 23 Yrs with raise of   0.5 %
  Q. How  some IT people can face the problems in Future ?
--> Companies are  Project Based , If  Projects are not there then People will not be there .
  Q. IT salaries are high in Market , How much actually IT-people getting in Hand ?  
--> People, Who bought house of  22 Lacks to 40 Lacks   They need to pay EMI
    15,000 to 35,000  for 20 Yrs. If Bank keeps same interst rates .
     Suppose Salary is 35- 40 K  Per Month, 20K will be the EmI  
  Q. Is there any "Terms & Condition or Processes to increase rates" ?
  --> No , Depends on Buiders Greediness . Every builder follows the different strategies
      Builder sold one flat 1500 Per Sqft  in Morning and 1800 Per Sqft  in the Evening ,
    There are no records maitained ..
  Q. Is Corporation water & MESB available to all schemes ?
--> Some of the area don''t have the Corporation water at all , People surviving on Water Tankers.
   Q. What wiil be the actual ''area of living'' or carpet area if the builder proposes 1000 sft?
....> The actual carpet area will be 800-850 sft only. The common area is also included in the proposal. If two flats are in the same floor, then the builder cheats both the residents by collecting
   ople  should think about buying flats for  atleast next 1-2 Yrs .
     2) Onces rates are reasonable , With some legal process get the Booking .
     3) Check Facilities, Convince, Road Approach, schools & Mainly co-operation water
     4)  Ask Questions  If I buy 1/2 BHK at 12 to 30 Lacks , Do I get reasale value in future?
     5) Today you are capable for paying 1000 -3000 maintains per month ? Will will be the same case after 20-30yrs after  retirement .
    6) In All, Don''t stretch more  to get the more & more loans other wise it will create     unnecessary pressure and tension .
So, My dear friends be aware of our future and plan our expenditures.
The main reason for this looties/cheating is nobody is taking responsible from govt. sector or the person(s) who has to take care of this thinks is not bothering about the happening and cause for this prices hikes, …..
Why?
Why?
Corruption…….
Yes Corruption in all the sectors…
So friends, discourage the corruption.
Even don’t give tips in hotels
Published: December 18, 2007
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Comments & Reviews about Save the IT People from DEBTS

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  1. 0 Ratings Wednesday, December 26, 2007
    1

    eva

    Excellent

    This article is a real eye-opener for software engineers.

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