The book emphasizes problema collapse of the stock market, which is yet to come. What fear is associated with Robert in 1974 when President Ford signed the law Dzheral ERISA (employee retirement income security act), or by law to provide pensions for workers. Today, this law was changed as 401 k. In the U.S. it is the Pension Fund. Robert is worried and rightly, because in 2016, the so-called Baby Boomer age of seventy. Baby Boomer call people after birth in 1946. About 83 million Americans will begin to draw their money in 2016 and believe the government will be able to cover the amount of pensions, which are deducted from these people. Only the company "General Motors must pay pensions in the order of 27 billion dollars. As Robert says - a lot to sell cars. Another thing Robert is very worried is that more people live, which means that the American government must take insurance. In 1950 for a pensioner has 12 care worker. In 2000 nine workers were caring for three pensioners. In 2025 things will look as follows: two workers will be caring for a pensioner. Fortunately for us this is where the picture facing the U.S., hope that we in Bulgaria are much smaller than this thing.