Students of top business schools generally get offers of high salaries during placement. They are thus attracted, thinking that the amounts invested by them in fees taken as educational loans, will be recouped in a few years. But they take more time, since their actual carry-home salary is much less. Nowadays the term used is Cost-to –Company (CTC). One may get in hand, 65-75 % of the quoted figure. Many persons are not aware of the take-home salary, since various factors included in CTC are not given in monetary form. A large portion is performance-linked bonus, which is known at the end of the year. One company had included accommodation, telephone charges reimbursement, meal coupons etc. in the package. Amounts paid by employees for their health and life insurance covers as premiums, training of employees, subsidized meals provided in Cafeteria, transport facility, maintenance allowance for uniform etc. are also included in total salary. Contributions under gratuity and retention bonus (though given only after working with the company for some years) besides the matching contribution made by companies to Employees Provident Fund are also included in CTC. For international jobs, initially the offer looks attractive but we must consider cost of living there, rental and transportation, tax structure, economic conditions, prospects of savings. Some business schools have fixed offers of salaries before the companies can enter for campus placement, because the students choose the school on this factor. As per the placement standard report of IIM Ahmedabad, all such companies will have to mention all the heads. The offers of salary will be checked by external auditors for inflated figures and surprises. The students should therefore ascertain full details before joining a management institute.