The
Stock Exchange climbed 22% this year, until August 2, and became an investment cobiçado.Uma of more practical
ways to take this phase of good stock market is through funds of shares, which are registering record collectors. The patrimony of them grew 106% in one year and reached to 26 billion reais through June. If the management type classifications of funds of shares are new to you, nothing to make a deposit by mere recommendation of the manager of banco.Primeiro, understand what they mean. That is, accompanying the change in Ibovespa Index - which brings together more shares traded on the floor - or the IBX, a theoretical portfolio consisting of shares hundred more crowded in the stock market. Under this logic, the role of manager is only replicate the profitability of the portfolio of the index that the fund uses as a reference not imagine that to choose the fund shares you will be free from liability shocks because, in theory, it has less risk of that a fund management ativo.Como the passive monitoring indicators of market, the exchange can occur within a period of low and the bottom accompany this stage. But if the stock market is rising, of course, the gain is uncertain. "To have done so automatically, the investor must observe in the prospectus of the fund if it has even all shares of the index it tracks," says Herculano Alves, director of variable income of Bradesco. If you choose to invest in a fund of shares liabilities, be sure to pay attention even at the rates of administration that often reach 4% - a percentage caríssimo. Back in the long term To whom can expect in return five, ten years or even more, it is worth investing in a fund of shares active. Since November 2004 he invests in Generation FIA, an active fund shares of the brokerage Future Generation. Since the end of last year, he applies each month in salary from the fund. This fund of shares of brokerage Generation invests in companies of the first line of award and also in lesser known companies. "Our strategy is garimpar good opportunities for investment," says Milton Milione, a partner at Generation. To make the selection of roles, a team of analysts visit companies, monitor their activities and produce reports. "It is this monitoring that makes the difference in fund shares active," says Milton.