What is on your mind when thinking about the money? Are you among those who treat money as a friend, friend, wife, or even enemies? Well
now, if you still fight with the money, below are some tips that you
can do to change your relationship with money to a friend:
A. Make careful planning
Financial planning, budgeting, and budget is the same term. However, here we prefer a plan. Because
according to consulting / accountant and director of the Women''s
Financial Network, Susan Jackson, that said the budget was more positive
planning replace it with money, spending plan, or cash control. As
he wrote in his book "Why Saving Is Like Dieting and Budgets Do not
Work", said the budget is similar to the word diet is often a scourge. And of course, financial planning is very important, because we will know more about our friends on this one, money. From where the money is, how much, where will it goes, and how much is still left. There is a good idea to ask for help from a public accountant / financial accountant to manage your personal finances.
2. Start saving
It''s undeniable, expensive cost of living now. However, you actually still have the ability to save (money management). Because, of course, when we have a deposit, we will feel calmer than those who do not have.
3. Forget credit card
Leave your dependence on credit cards. Because this will cause a consumptive lifestyle. With a credit card, you get used to withdraw money without regard to nominal money. Switch to the cash that will make you aware always full of money and always be able to control it.
4. Learn about investing
When the condition has stabilized, you will have more money to start investing. Actually, only the Rp 100,000 you can invest. However, before investing you should first consult with a financial consulting service / accountant.
5. Do not forget protection
There are various ways to protect your money. But the most telling is the sharing. The more you use your money to share with others, the more protection you will receive. In fact, jumplah money you will also increase. Believe it or not, that''s the law. You give, then God and the universe will reward him with more.