The rapid progress in computing and networking / communication technologies has made man to touch the natural limits, the new technologies like video conferencing, video calls, voice calls, voice / video messaging, chatting has shrunk the world as the distance is no longer a barrier in communication, The exponential rise of computing power has made possible complex computational problems solved in seconds and minutes. The world and human presence is becoming virtual and this has affected human lives we live, work, play and enjoy. The IT companies should come up with banking model to provide a centralised computation / information access / communication services in all cities. They should house the latest computation systems with data storage facilities (data centres) and high speed communication facilities so that users can approach them for their data processing / communication requirements and should charge small fees forthat. This centres should provide all additional facilities like finances, FMCG products, insurance, healthcare products etc.