This study explains that
natural as well as
man-made disasters have the potential to impact life on earth; the best defenses against natural disasters, such as earthquakes, volcanoes, floods, hurricanes and storm, are public
awareness and offering the public sufficient time for evacuation. The author points out that the world's developed countries consider insurance an essential aspect of their lives, but this dependency on insurance is not shared by citizens of
developing countries who might not be able to avail themselves of this facility. The paper relates that, when compared to natural disasters, many of the man-made disasters could have been prevented; understanding the
risks involved in any situation is the first step to developing a successful plan to manage the risks involved. Table of Contents Introduction Statement of the Problem Purpose of this Study Importance of the Study Scope of the Study Rationale of the Study Definition of Terms Limitations of this Study Overview of the Study Literature Review Natural Disasters and their Consequences Man-Made
Disaster and the Risks Associated Life Expectancy and Risk Evaluation Disaster Response Planning and Insurance Requirements Methodology Approach Used Validity of the Study Discussion Summary and Conclusions