Choosing the best home mortgage
arrangement is like going to a shop to get a pair of custom-tailored jeans. It
might fit the other guy perfectly, but it might not be as good for you. The
best home mortgage is one that you’ve decided on after you’ve factored in
So before going to a lender to arrange the best home mortgage
for you, find out first if you have enough power to negotiate. Here are some
1. Please consider your income and disposable cash. If you have a consistent
source of money and have sizable cash in bulk to take care of the 20% down
payment, that’s a point for you. If you pay a substantial amount now, you can
arrange for lower monthly payments.
2. Take care of your debts. The lender will want to check your credit history
to see if you are capable of consistent and responsible payments. A good record
can help you to get an arrangement that’s more to your liking.
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