Lloyd has just finished college and moved into a sublet for the summer. He can’t seem to do anything but sleep. His rent will be due at the end of the week, and he is too scared to go out and look for any sort of job. All day and all night he is plagued by the yelling couple that lives below him. They constantly fight, call each other names, and threaten violence.
Bernice is Lloyd’s new landlord. She is in her mid-thirties, very attractive, and one half of the yelling couple downstairs. Even though Floyd only called to have one thing fixed, she shows up at his apartment every day with her tool belt and overalls to do more work. After Bernice drops several hints, Lloyd finally seduces her.
Lloyd becomes increasing paranoid that Bernice’s husband Frank will find out about their affair. The smallest noises make Lloyd jump, and he is always looking out his door and watching for Frank. He goes downstairs to talk to Frank, and he finds out Frank is involved in something illegal. Bernice couldn’t care less about Lloyd’s fears; she just wants to have sex.
One night, Lloyd wakes up to the sound of two men in the hallway yelling for Frank. They come back several tomes, once even to paint a mark on the mailbox. Lloyd tries to warn Bernice, but she doesn’t see any reason to be concerned. She is convinced the only reason Lloyd worries is so that he’ll have problems to solve and control over his life. They have an argument, and Bernice storms out.
Shortly after she leaves, Lloyd hears the men again. Then he hears a single gunshot. Frank comes up to Lloyd’s apartment to tell him that the men broke into his apartment and killed Bernice.