Also known as "
attachment on line", it is computer system developed by
the Central Bank that allows judges to request
information on handling
of customers of financial institutions and determine the
blocking of
accounts-current or investment account. The system is available at all
branches of the Judiciary, by agreement signed between the Central Bank
and the higher courts, which joined the regional and state courts.
The system Bacen-Jud eliminates the need for the Judge send documents
(letters and requests) in the form of role for the Central Bank, every
time you need breaking banking secrecy order or blocking of
accounts-currents of debtors in the process of implementation. The
requests are made through the Internet site itself, where the Judge has
access through password to it previously provided. In space own site,
the Judge applicant fills a draft document electronically, which puts
information identifying the debtor and value to be blocked. The
electronic request is sent directly to the banks, which comply with the
order and return information to the Judge. That is, the system only
allows a letter before it was sent on paper to be sent electronically,
via the Internet, streamlining services and giving more flexibility in
complying with court orders under the National Financial System.
The completion of orders blocking the path of the system Bacen-Jud not
only eliminates the use of traditional paper and mail, generating
savings in time and rationalisation of services of communication
between the judiciary and the entities members of National Financial
System. He brings more efficiency to court orders blocking bank
accounts in that it is harder to predict when the debtor will have
their account blocked. For the system of submission of requests via
mail, the order (the letter) circulating for several breakdowns, from
the output of the office, through departments of the central bank,
until the arrival in the hands of the manager of the branch. Before the
letter meet all this way, the debtor often was informed about the
investigation, leaving you time to arrange the withdrawal of cash. The
electronic system to comply with court orders hampers this preventive
action of the debtor, because neither the manager of the bank notes
that the account will be locked. Everything is done electronically and
directly by the Judge. It is clear that the debtor in bad faith can
always raise the money in the account so that notes of the
implementation (when quoted), but has not, as before, aware of the
exact moment when the constriction may occur court.