Egg is an online financial services provider, which has been in operation since 1998; with the aim of assisting customers to be able to understand and manage their money effectively.
Egg holds the record of being the largest online bank in the world, with a breath-taking 3.6 million customers and still counting. In June 2000, Egg was listed on the London Stock Exchange- Prudential plc being its largest shareholder, amassing 79% of Egg's shares.
Egg is a very big company, which has subsidiary companies that make up the Egg Group.
Its products include: Egg Money, Egg Card, Egg Savings Account, Egg Loan, Egg Mortgage and Egg Money Manager.
Egg Money is a brand new way through which one can get more from one's spending money- the money that remains after one has paid one's bills. Egg Money is more than a credit card, because one can actually pre-pay money into one's Egg Money account.
The benefits and features of Egg Money includes: 4% gross pa/AER variable on positive balances in one's Egg Money account; At least 1% cash back on all purchases guaranteed until 2007 and , from 16th November until 10th December, 2005, the person will receive 2%- which is double; Up to 20% cash back with selected online retailers; A typical rate of 6.9% APR variable, if one goes into the red; non charging of fees for cash withdrawals; Optional free weekly text balance updates- which helps one keep on top of one's spending; Interest free period of up to 50 days on all purchases, if one pays outstanding balance off in each month; option of charging up one's Egg Money account, by pre-paying with the monthly Direct Debit one set up when one applied, or with a debit card; Simple online servicing of one's account, 24 hours a day and also e-mail them safely over the internet; and No monthly payments required when one has a positive balance.
Egg Card is a product which helps to ease the burden of paying monthly bills.
Its features includes: 0% interest until 1st May, 2006 on balance transfers from credit/store cards, overdrafts and loans, then at 15.9% pa variable. for each balance transfer there is a 2% handling fee (maximum ¢50); 0% interest on purchases until 1st May, 2006; One can apply in a few minutes- there's no paperwork at all; See one's various online accounts in one place for free with Egg Money Manager; Up to 10% cash back at selected online retailers; and 0% anniversary offer every year until 2007.
Egg Savings Account has many benefits which includes: Savings Account choices; Rate guarantee; Interest payment choices; and Account accessibility.
Egg Loan is a very flexible means of raising funds for anything. You could call today and get the loan in your account tomorrow; especially if you're an existing Egg Card customer.
The features and benefits includes: Quick securement of your loan; No penalty for early repayment; Take repayment breaks; Change your monthly repayments; Take your time; Loan payment protection; Daily interest; and Top-up loans.
Egg has two wonderful mortgages that could interest one very much. It has features such as: One could have a six month discount; Fix one's rate for two years, and or choose to offset either option, so as to save more money.
Egg Money Manager is a free and exclusive product for Egg customers. Egg Money Manager gives one unrestricted access to one's other online bank accounts.It is located in a secure area of their web site- thus making it easier to look after one's money.
Egg offers an investment portfolio which caters for mortgages, kids and retirement.
It has a free guide which enlightens one on using the right investment portfolios both long-term and short-term, market viability and the right places to invest in.
Egg also offers insurance services which includes: Motor Insurance; Home Insurance; Travel Insurance; and Life Insurance.
With all this mouth-watering financial products begging for attention, Egg takes the lead, others follow. So catch the Egg befks and go saving all the way!
EggMoney - find out more
EggCard - find out more
Loans- with flexibility
EggPay - sending money
EggMoney Manager demo
Motor- 10% off online
Home- wine offer
Life- Apple iPod offer
Travelinsurance - 10% off