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There are perhaps no more
important decisions than to take charge of your own financial future. When
asked about their secrets to success, they don't cite anything magical or rare,
but rather the steady application of wise investing strategies, hard work, and,
believe it or not, a degree of frugality. If you
can read this you are literate, have a computer, you are part of the “wired
generation” you can become financially independent as you wish to be. Here are
top ten keys to your financial success::
Most of never studied
finance or investment in school. Most of us were never thought even to balance
a checkbook! To master anything, you have to understand it, read, study what
successful people do. take classes or attend seminars.
Lots of people say they want to be successful but let's
face it most don't get there. Success seems to end up with those that are most
committed to having it. this is different from
wishing, hoping or even desiring to be rich. Make a commitment that this is
going to happen, financial independence is not an accident or matter of luck,
and it usually require inconveniences. Have you decided to achieve this goal.
As though it was vital to my existence.
It time and hard work.
And, when wealth arrives in the form of cash, it’s easier to spend .
millionaires buy stocks and buildings, they invest in assets that will make
them rich.The discipline of work as an ethics matter is lost on our culture
today. Working hard for a week or so means nothing. It's vital that you create
a discipline to work everyone else under the table. Success is not a journey
for most people it is a marathon.
they should be challenging
not unbelievable, just out of reach but not out of sight. Challenge yourself to
be out of depth by a specific date. Make a commitment to saving an exact amount
When you have no other options, you'll make the most of
what you do have! a budget is set of dreams and
aspirations. Is how you really, really want to use money to benefit your family
and run your life. A budget is a map of your destination. Have one and use it!
they poor and middle class
don’t realize how much they pay on taxes because it is deducted from their pay
check. The wealthy know that there are legal and appropriate way s to shelter
income, to invest in socially-responsible ways, and that the tax code
Someone once said, the
reason why most of us aren’t rich is that we we’d spend it all on ourselves.
Give, share and help others. When you use money to make a difference, to have a
positive impact, you get the chance to do more
most of spend or
speculate. Both are roads to disaster! Invest in things you understand. To
invest is not to ”make a killing” but to get rich over time, know and obey the
distinction between gambling, and putting your money to work for you.
Whatever you love to do, then do it in a way that
dominates that space. Don't be a player in the game, BE the game. Be in so many
places and so involved that everywhere your competitors and your clients go
they hear or see you. I'm not talking about work here I'm talking about being
everywhere in such a way that others can't even imagine how to compete with
A million dollars may seem like a lot of money to you but
the reality is there is no shortage of money on this planet.
There is a shortage of people going for it, a shortage of people committed, a
shortage of passion, but not a shortage of money. Trust me, a million dollars
is not only not that much but probably not enough to retire on and certainly
won't qualify you as rich.
Although becoming a millionaire may seem like a hard goal
to attain. The reason most people don't ever reach it is because they're
lacking in one or more of the above steps. Success is never an easy thing to
achieve, but it's always a possible thing to achieve. Avoid the get rich quick
schemes. Don't chase the easy money. Follow these 10 steps to becoming a
millionaire, and in no time the next piece of advice you'll seek is how to
become a multi-millionaire.